TLC offers Individual Health Insurance for anyone who doesn't have access to an employer group plan. We specialize in helping self-employed business owners, anyone losing coverage due to being laid off or retiring, as well as people who simply haven't had coverage for a while.
Call the Licensed Experts at (513) 442-2000 or complete the Contact Us form to request a callback from Jack or Justin to discuss your specific situation and go over your options.
Self-Employed Business Owners
If you run your own business and don't have access to a group plan, we'll find an individual or family plan that fits your budget and provides the coverage you need.
Losing Employer Coverage
Getting laid off or retiring before Medicare age? You may qualify for a Special Enrollment Period. We'll walk you through your options immediately so you're never left without coverage.
ACA Marketplace Plans
We help you navigate the ACA Marketplace to find the right plan and determine if you qualify for premium tax credits that reduce your monthly cost.
Worldwide Traveler's Insurance
Traveling abroad? We offer GeoBlue International Traveler Insurance with a $0 deductible and $1 million in medical coverage. Get a quote here.
No cost to you: Our services are completely free — we are compensated by the insurance companies, never by our clients. You get expert guidance at zero cost.
Request a Health Insurance Consultation
Fill out the form below and Jack or Justin will contact you to discuss your specific situation and go over all your options.
Frequently Asked Questions
I'm self-employed and don't have employer coverage — can you help?
Yes. Self-employed individuals and small business owners are some of the clients we help most often. We'll walk you through Marketplace and private carrier options and help you find coverage that fits your budget and health needs.
Do you compare plans across multiple carriers?
Yes. We're independent, so we're not tied to a single insurance company. We compare plans across the major carriers available in your area to find the coverage that actually fits your situation, not the one that pays us the most.
Is there a cost for a health insurance consultation?
No. Our consultations are completely free, with no obligation. We're compensated by the insurance carriers, never by our clients.
What happens when I turn 65 — do I need to switch to Medicare?
Turning 65 typically triggers your Initial Enrollment Period for Medicare, and in many cases it makes sense to transition off individual or Marketplace coverage. Our Medicare Planning team can walk you through the timing and your options well before your birthday so there's no coverage gap.