Annual Enrollment Period (AEP): October 15 – December 7 each year. Contact us to see if you are eligible for a Special Enrollment Period at any time of year.
The Legacy Council specializes in educating Medicare Beneficiaries on the ABCs of Medicare. When you are new to Medicare it can be very confusing trying to learn everything you need to make an educated decision on what is best for your needs.
Whether you're new to Medicare or have been on Medicare for several years, TLC can help. We offer all types of Medicare products including Medicare Supplement (Medigap), Medicare Advantage (MAPD) and Prescription Drug Plans (PDP). TLC represents most of the major companies so you can rest assured we'll find a plan that fits your specific needs.
TLC offers no-cost, no-obligation individual appointments at our office, in your home or at a local coffee shop. TLC also offers community meetings in a more formal group setting throughout the year and more frequently during the Annual Open Enrollment Period.
Medicare Supplement (Medigap)
Covers costs that Original Medicare doesn't pay — copayments, coinsurance, and deductibles — giving you predictable out-of-pocket costs with any doctor who accepts Medicare.
Medicare Advantage (MAPD)
An all-in-one alternative to Original Medicare that often includes prescription drug, dental, vision, and hearing coverage through private insurers approved by Medicare.
Prescription Drug Plans (PDP)
Standalone Medicare Part D plans that help cover the cost of prescription medications for those enrolled in Original Medicare who want drug coverage.
Special Enrollment Periods
Certain life events — turning 65, losing employer coverage, moving — may qualify you for a Special Enrollment Period outside the AEP. Contact us to find out if you qualify.
Medicare Educational Videos
Watch these free educational videos from Justin Seitz covering key Medicare topics to help you make the best decision for your coverage.
Watch our full Medicare video library on the Educational Videos page.
More Medicare videos coming soon. Subscribe to our YouTube channel to be notified when new videos are posted.
Medicare Resources
- Medicare.gov — Official Medicare Website
- Apply for Medicare Online (SSA)
- What Medicare Covers
- Centers for Medicare & Medicaid Services (CMS)
- Health Insurance Marketplace — Healthcare.gov
Contact the TLC Licensed Experts at (513) 442-2000 today to learn more or to schedule your no-cost consultation.
Frequently Asked Questions
When can I enroll in Medicare?
Most people have a 7-month Initial Enrollment Period around their 65th birthday. After that, the Annual Enrollment Period (AEP) runs October 15 – December 7 each year, when you can switch Medicare Advantage or Part D plans for the following year. Certain life events — turning 65, losing employer coverage, or moving — can also qualify you for a Special Enrollment Period outside these windows.
What's the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) bundles your Part A, Part B, and often Part D drug coverage through a private insurer, typically with low premiums but a limited provider network. Medicare Supplement (Medigap) works alongside Original Medicare, letting you see any doctor who accepts Medicare nationwide, usually for a higher monthly premium but more predictable costs. See our full comparison →
Does it cost anything to work with The Legacy Council?
No. Our Medicare guidance is completely free, with no obligation. We're compensated by the insurance carriers, not by our clients, so our recommendations are based on what fits your needs — not what pays us more.
What if I'm already on a Medicare plan — can you still help?
Yes. Plans, premiums, and formularies change every year. We recommend an annual review even if nothing in your health has changed, since a plan that worked well last year may no longer be the best fit. We'll compare your current plan against every option available in your area at no cost.